Keiser University has been approved as an eligible institution by the United States Department of Education to participate in Federal Financial Aid Programs. Please note students must be citizens or permanent residents of the United States in order to be eligible for Federal funding.
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Keiser University has the following institutional and Federal Aid programs available to students who qualify:
The main criterion for receiving grants is substantial financial need. Grants do not have to be repaid unless a student becomes ineligible. Students must maintain satisfactory academic progress as defined in the Keiser University Satisfactory Academic Progress Policy.
- Federal Pell Grant – A Federal Pell Grant is an award to assist needy undergraduates in paying for their education. Pell Grants do not have to be repaid unless a student becomes ineligible. Eligibility for a Federal Pell Grant is based on several factors. Students complete a Free Application for Federal Student Aid (FAFSA) and this generates an Expected Family Contribution (EFC) number. Using the EFC number and other criteria, the amount of award is determined. Students with a bachelor's degree are not eligible for Federal Pell Grants.
- Federal Supplemental Educational Opportunity Grant (FSEOG) – The Federal SEOG provides additional grant assistance to students. Funds are limited and priority is given to Pell-eligible students with exceptional financial need. Federal SEOG awards do not have to be repaid unless a student becomes ineligible. Students with a bachelor's degree are not eligible for Federal SEOG.
- Florida Student Assistance Grant (FSAG) - The FSAG program is funded by the State of Florida and granted to needy students enrolled in bachelor degree or associate degree programs. To be considered for an FSAG Grant, applicants must meet Florida’s residency requirements for receipt of state student financial aid and must enroll for a minimum of 12 credit hours per semester. They must complete a Free Application for Federal Student Aid which must be processed and contain a valid Expected Family Contribution (EFC) by the cutoff date set by the University for each of the Fall terms.
- William L. Boyd, IV, Florida Resident Access Grant (FRAG) - The grant program provides tuition assistance to Florida undergraduate students attending an eligible private non-profit Florida college or university. To be considered for the Florida Resident Access Grant the applicant must meet Florida's residency requirements for receipt of state student financial aid and must enroll for a minimum of 12 credit hours per semester along with other eligibility requirements.
Keiser University offers a variety of low interest loans that enable students to meet their educational costs. Educational loans MUST BE PAID BACK. Interest charges vary with the type of loan, and a minimum monthly payment may be required.
- The William D. Ford Federal Direct Loan Program – Keiser University was selected by the United States Department of Education to participate in the Federal Direct Student Loan Program as one of its initial 104 institutions. A Federal Direct Stafford Student Loan eliminates lender and guarantee agencies. KeiserUniversity processes a student's application in-house, and the loan is funded directly by the U.S. Department of Education. The Federal Direct Student Loans are low interest loans.
- Subsidized Direct Loan - Federal Direct Loan Subsidized Program repayment begins six (6) months after a student drops below half-time status. The loan has a variable interest rate that is determined each year by the federal government. If a student qualifies, the maximum amount of a Subsidized Stafford Loan is $3,500 for first-year students, $4,500 for second-year students and $5,500 for third-year and fourth-year students.
- Unsubsidized Direct Loan - Federal Direct Loan Unsubsidized Program interest rate is determined each year by the federal government. If a student qualifies, the amount of an Unsubsidized Stafford Loan is $6,000 for each undergraduate year. Based on student eligibility for the subsidized loan, the Unsubsidized Loan amount may be increased based on unmet need if eligible. Unsubsidized loans are non-need based loans to students who meet the qualifications. The loan is based on the cost of attendance less any other financial aid a student receives. Interest is charged throughout the life of the loan.
- Federal Direct PLUS Loan - The Federal PLUS Loan (PLUS) programs provide non-need based loans to parents of dependent students. PLUS loan eligibility is based on the cost of attendance less any other financial aid a student receives. Repayment on a Federal PLUS begins within (60) sixty days after the final loan disbursement. These loans have variable interest rates determined annually by the federal government.
- Federal Graduate/Professional PLUS Loan - Graduate and professional degree students are eligible to apply for the PLUS Loan Program up to their cost of attendance minus other estimated financial assistance in the Direct Loan Program. The terms and conditions applicable to Parent PLUS Loans also apply to the Graduate/Professional PLUS loans. The requirements include a determination the applicant does not have an adverse credit history, repayment beginning on the date of the last disbursement of the loan, and a fixed interest rate of 7.9 percent in the Direct Loan Program. Applicants for these loans are required to complete the Free Application for Federal Student Aid (FAFSA). They also must have applied for their annual loan maximum eligibility under the Federal Subsidized and Unsubsidized Stafford Loan Program before applying for a Graduate/Professional PLUS loan.
- Federal Perkins Loan - The Federal Perkins Loan is a fixed 5% interest loan that assists needy students in paying their educational costs. Funds are limited and eligibility is based on financial need. Repayment begins nine months from a student's last date of attendance.
- Federal Work Study (FWS) - The Federal Work Study program gives part-time employment to undergraduate students who need income to help meet the costs of postsecondary education. When available, KeiserUniversity provides part-time jobs for needy students through the FWS program. Generally, students work 15 to 20 hours per week. Part of this program is community service.
- Keiser University Scholarship Programs - Keiser University offers a variety of scholarships ranging from academic to financial for students who meet the criteria set by the University. Recipients must be enrolled in an associate or bachelor degree program.
- Private Scholarships - Outside scholarships are awarded to students who meet the specific criteria of the scholarship benefactors. Scholarship committees usually choose scholarship recipients who have high grade point averages, large financial need and/or superior academic qualities. A partial list of scholarships includes but is not limited to:
- Fort Lauderdale Jaycees High School Achievement Scholarships
- National Association for the Advancement of Colored People Scholarship (NAACP)
- Florida Bright Future Scholarship
- Florida Association of Private Schools and Colleges Scholarship
The Financial Aid department can provide a listing of web sites for additional scholarship benefactors. Applicants can contact agencies located in their community for more information.
Additional information on financial aid programs offered at Keiser University is available by contacting the Financial Aid department on the campus a student plans to attend.
Keiser University maintains a full-time Director of Financial Aid at each campus to help meet your needs. You’re encouraged to make appointments with the Director of Financial Aid to ensure that you obtain the funding needed for your educational investment. Financial Aid is available to those who qualify.
Financial aid is disbursed (released) to students in different ways depending on the type of aid and other factors. For more information about method and frequency of disbursements, contact the Director of Financial Aid.
To contact the Director of Financial Aid at each campus please call:
Daytona Beach – 386.274.5060
E-Campus – 954.351.4040
Fort Lauderdale – 954.776.4456
Fort Myers – 239.277.1336
Jacksonville – 904.296.3440
Lakeland – 863.682.6020
Melbourne – 321.409.4800
Miami – 305.596.2226
Orlando – 407.273.5800
Pembroke Pines – 954.431.4300
Port St. Lucie – 772.398.9990
College of Golf – 772.446.8361
Sarasota – 941.907.3900
Tallahassee – 850.906.9494
Tampa – 813.885.4900
West Palm Beach – 561.471.6000
Financial Aid Resources
For more information on financial aid and scholarships, visit:
U.S. Department of Education 2012-2013 Student Guide
Student Loan Management
Financial Services Apply for Financial Aid
Institutional Code of Conduct for Educational